What is Pet Insurance?
Pet Insurance can be regarded as a healthcare policy for your pet, where you are reimbursed for certain of your pet’s medical expenses.
Some policies are for accidental cover only, while others include illnesses and surgeries. Some insurance companies also provide preventative cover, such as vaccinations etc.
How does Pet Insurance work?
In most cases you will be required to pay for your pet’s veterinary expenses at the time they are incurred and then the claim is submitted and the insurance company refunds you. In most circumstances you will need the invoices indicating that they are paid as well as the patient history from your veterinarian for any claim.
There will be varying excesses that have to be paid on each condition/invoice before the insurance cover kicks in. Some insurance companies offer a percentage of cost care and some companies provide an annual claim limit.
Is Pet Insurance worth the spend?
There are many factors involved with this question. Some considerations to take into account:
Pet insurance protects you from facing large, unexpected expenses and provides you with the piece of mind that you can do the best for your furry family member.
Some considerations:
Although paying pet insurance may seem like a grudge purchase, it can be a lifesaver when your pet requires some unexpected care. Please ask your team at Otaki Vets for assistance.
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Wednesday – 8:00am – 5:30pm
Thursday – 8:00am – 5:30pm
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Saturday – 9:00am – 1:00pm
Sunday – CLOSED
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